Oregon contractor license bond
Bond requiredRequired, but the amount varies by license type.
A bond is mandatory for every CCB license, and the amount depends on your endorsement: Residential General is $25,000, Residential Limited is $15,000, and Commercial General Level 1 is $80,000. A contractor holding both a residential and a commercial endorsement must post two separate bonds. [Source: CCB ↗]
Updated: Every endorsement tier rose $5,000 on January 1, 2024.
Good to know
Every tier rose by $5,000 on January 1, 2024 (HB 2922), so older figures are out of date.
Estimate your premium
You pay a percentage of the bond amount each year, based on credit.
About 1.5–3.0% of a $15,000 bond.
Estimate only. Your real rate is set by the surety after a quick credit check, and the premium is typically nonrefundable once the bond is issued.
How to get bonded and licensed in Oregon
- 1Apply for your contractor license or registration with CCB.
- 2Buy your surety bond from a licensed surety — the premium is a small percentage of the bond amount, based on your credit.
- 3Submit proof of the bond (and any required insurance) with your application.
- 4Keep the bond active and renew it to keep your license in good standing.
Oregon contractor bond FAQ
Does Oregon require a contractor license bond?
Yes. Oregon requires a bond on every license, from $15,000 to $80,000 depending on your endorsement.
How much does a contractor license bond cost in Oregon?
You don't pay the full bond amount. You pay an annual premium that's a small percentage of it, usually around 1–3% with good credit and more while your credit is still building. Oregon's required bond runs $15,000–$80,000 depending on your license, so your premium scales with it. Use the calculator above for your own estimate.
Who regulates contractor licensing in Oregon?
Oregon Construction Contractors Board (CCB) sets the rules. Every tier rose by $5,000 on January 1, 2024 (HB 2922), so older figures are out of date.
What does a contractor license bond protect?
A contractor license bond protects your customers and the licensing authority, not you. It guarantees you'll follow the state's contractor laws; if you break them and someone is owed money, they can file a claim against the bond, and you must repay the surety.
Is the bond premium refundable?
Generally no. Once the bond is issued, the premium is earned by the surety and is typically nonrefundable, even if you never have a claim. Most bonds run one to two years, and you renew to keep your license active.
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Bond requirements and amounts are set by CCB and can change. Confirm the current figure with the authority before you buy. This page is general information, not legal advice.