Surety bonds, decoded

Know what your surety bond will cost before you apply.

Get an instant premium estimate, then see the exact bond your state and license require. No phone tag, no guesswork.

Bond amount

Your credit

Estimated annual premium

$225–$450

About 1.5–3.0% of a $15,000 bond.

Estimate only. Your real rate is set by the surety after a quick credit check, and the premium is typically nonrefundable once the bond is issued.

How surety bond pricing actually works

A $15,000 bond doesn't cost $15,000. You pay an annual premium, usually around 1–3% of the bond amount with good credit.

Stronger credit means a lower percentage. Building credit pays more, but you can almost always still get bonded.

Most bonds run one to two years and renew to keep your license active. Premiums are typically nonrefundable once issued.

Pick your bond type to see what it is, what it costs, and the exact amount your state requires.

Required to pull a contractor license in most states. Amounts vary by state and trade.

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Required to sell vehicles. Your state's DMV sets the bond amount.

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The federal $75,000 bond every freight broker and forwarder needs.

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Required to commission as a notary in many states.

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Licensing bond for mortgage brokers and lenders, set by your state and the NMLS.

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Guarantees a construction project is finished per the contract.

Get a free, no-obligation quote on your bond from a licensed surety. It only takes a couple of minutes.